Cash-flow forecast · ABC Textiles Pvt Ltd

Cash-Flow Analysis & Forecasting

13-week cash-flow forecast from receivables, payables and bank behaviour — with stress scenarios and the collection decisions that keep the client liquid.

ABC TextilesPrivate LimitedFY 2025-26Jul 2026

Vyapars AI · model v2.4.1 · first run pending

Exception-drivenHuman-in-the-loop

Data → AI processing → Risk & exception → Evidence → CA review → Action → Audit trail

Exception-driven workflow

Jul 2026 close · ABC Textiles

Data5
Tally · bank · GSTN · 26AS
AI Processing3
Classify · match · scrutinise
Risk & Exception2
Anomalies surfaced
Evidence4
Source documents
CA Review1
Human in the loop
Action0
Approve · fix · escalate
Audit Trail0
Every decision logged

Counts are live for ABC Textiles. Every decision you make below flows into the audit trail and rolls up to the Command Center overview.

Opening balance

₹1.24 Cr

01 Aug 2026

13-week closing

₹0.86 Cr

base case

Net 13-week cash

₹42L

after planned draws

OD utilisation

68%

limit ₹45L

Runway

19 weeks

base-case burn

Receivables · payables · bank behaviour — AI-reconciled daily

13-week cash-flow forecast

04 Aug02 Nov

base case · closing ₹86,000· week 8 is the tight point

Inflows · outflows · balance

Weekly detail

sample weeks

Wk	From	In	Out	Net	Balance
W1	04 Aug	₹1.12 Cr	₹0.98 Cr	+14L	₹1.38 Cr
W2	11 Aug	₹0.86 Cr	₹0.92 Cr	−6L	₹1.32 Cr
W3	18 Aug	₹0.71 Cr	₹0.84 Cr	−13L	₹1.19 Cr
W4	25 Aug	₹0.98 Cr	₹0.76 Cr	+22L	₹1.41 Cr
W6	08 Sep	₹0.54 Cr	₹0.81 Cr	−27L	₹0.88 Cr
W7	15 Sep	₹0.49 Cr	₹0.79 Cr	−30L	₹0.58 Cr
W8	22 Sep	₹0.38 Cr	₹0.88 Cr	−50L	₹0.08 Cr

What keeps the client liquid

Decision log

3 decisions

INV-7712 is 12 days late — moved to the top of the collection run; client chaser sent.
Week 8 (advance tax) is the tightest point — ₹50L outflow offset by bill discounting.
Discretionary capex of ₹8L deferred to Q3 keeps the base-case closing positive.

Week 8 closes at ₹8L in the base case — the most important collection target is INV-7712 (₹12.84L).

Human in the loop — nothing posts without an accountant

CA review queue

3 flagged

3 flagged · worst first

Exception	Amount	Date	AI confidence	Status
highNegative cash projected in week 8 Forecast shows a ₹46L shortfall in week 8 driven by the delayed KV Traders receivable and the statutory advance-tax outflow.	₹46.0 L	2026-07-31	88%	open
mediumTwo receivables delayed beyond forecast window Promised receipts from KV Traders and Vardhman slipped past their forecast windows, widening the forecast variance band.	₹19.0 L	2026-07-31	84%	review
mediumBorrowing spike raises cost of funds OD utilisation crossed 68% and invoice discounting triggered — interest cost up ₹41K versus plan.	₹32.0 L	24 Jul	79%	open

Exception

Party / Ref

Amount

Date

AI confidence

Status

Actions

highNegative cash projected in week 8

Forecast shows a ₹46L shortfall in week 8 driven by the delayed KV Traders receivable and the statutory advance-tax outflow.

₹46.0 L

2026-07-31

88%

open

mediumTwo receivables delayed beyond forecast window

Promised receipts from KV Traders and Vardhman slipped past their forecast windows, widening the forecast variance band.

₹19.0 L

2026-07-31

84%

review

mediumBorrowing spike raises cost of funds

OD utilisation crossed 68% and invoice discounting triggered — interest cost up ₹41K versus plan.

₹32.0 L

24 Jul

79%

open